The 2025 Affordable Care Act (ACA) healthcare marketplace open enrollment period is here. SEARAC encourages uninsured individuals and those seeking to renew or change their healthcare coverage to enroll as soon as you are able.
ACA enrollment ends on Sunday, Jan. 15; individuals and families who enroll by Dec. 15 can expect their coverage to start on Jan. 1. For California residents, Covered California open enrollment runs from Nov. 1 to Jan. 31.
Additionally, under new rules published by the Biden Administration earlier this year, Deferred Action for Childhood Arrival (DACA) recipients will also be able to enroll for health insurance through the marketplace starting Nov. 1. For more information about DACA enrollment, please refer to this resource from the National Immigration Law Center.
Residents of most states can enroll at healthcare.gov. If you live in one of the below states or territories, your state may have a different beginning and end date for open enrollment, and you should enroll through your state’s marketplace:
- California: Covered CA
- Colorado: Connect for Health Colorado
- Connecticut: Access Health CT
- District of Columbia: DC Health Link
- Idaho: Your Health Idaho
- Kentucky: kynect
- Maine: CoverME
- Maryland: Maryland Health Connection
- Massachusetts: Massachusetts Health Connector
- Minnesota: MNSure
- Nevada: Nevada Health Link
- New Jersey: Get Covered NJ
- New Mexico: BeWellnm
- New York: New York State of Health
- Pennsylvania: Pennie
- Rhode Island: Health Source RI
- Vermont: Vermont Health Connect
- Virginia: Virginia’s Insurance Marketplace
- Washington: Washington Health Plan Finder
If you are concerned about the financial costs of coverage, you and your family may qualify for tax credits that can reduce insurance premiums. Healthcare.gov can give you an estimate of the financial support available to you and your family.
If you have questions about signing up or want to talk through your options with a trained professional, you can visit the federal marketplace website or make a one-on-one appointment for free assistance.
You can reference this FAQ from KFF for more information regarding the ACA and health insurance marketplace. You can visit the Covered CA enrollment website for more information about Covered CA, including eligibility requirements and enrollment deadlines.
